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Settling insurance claims after a disaster
September 17, 2024

... If you need to find other accommodations while your home is being repaired, keep records of your expenses. Homeowners insurance ... Flood damage is excluded under standard homeowners and renters insurance policies. Flood coverage, however, is available as a separate ...


Which disasters are covered by homeowners insurance?
September 17, 2024

... Broad HO-2* Special HO-3* Special HO-3 Renters HO-4 Condo/Co-op HO-6 Modified Coverage HO-8 1. ... damage. It is your responsibility to maintain your home and take reasonable precautions to protect your home from damage. Your ...


Insurance for wildfires
September 11, 2024

... make sure to take appropriate measures to protect your home against these catastrophically destructive events. However, as it's ... Your belongings – A homeowners or renters policy also insures your belongings for loss or damage. In addition, ...


Getting the right insurance coverage for moving
September 11, 2024

... Understand your coverage for a move Homeowners and renters policies provide coverage for your belongings while your personal ... possessions and match it to your own list. An up-to-date home inventory will make this task easier, and packing for a move is a great ...


Triple-I Offers Preparedness Tips for Impacts of Francine
September 9, 2024

... property damage is covered under standard homeowners , renters and business insurance policies. Renters’ insurance covers a ... insures the structure.   Property damage to a home, a renter’s possessions, and a business – resulting from a flood – ...


Mitigating risks for climate-related disasters
September 5, 2024

... as hurricanes, allowing you time to prepare your family and home, while other weather-related events evolve rapidly and need a quick ... Earthquakes are not covered by homeowners, renters, or business insurance policies, but a standard policy will cover ...


Renewing your homeowners or car insurance policy?
September 7, 2023

... options. You might receive discounts for combining auto and home or renters with the same carrier. You can also receive discounts for paying in ...


Coverage for renting out your home
August 22, 2024

Vacation home? Income property? Here’s how to insure it Español There are many reasons you might want to rent out your home on either a short- or long-term basis. Depending on the rental scenario, ... Some insurance companies may allow a homeowners or renters policyholder a short-term rental—assuming they have notified the ...


Insurance for landslides and mudflow
August 20, 2024

... They typically don't contain enough liquid to seep into your home, and they aren't eligible for flood insurance coverage. In fact, ... Federal flood insurance is available for homeowners, renters and business owners; policies cover overflow of inland or tidal waters ...


Your renters insurance guide
August 15, 2024

What to look for when shopping for renters insurance Español Renters insurance ... the value of all your personal possessions is to create a  home inventory —a detailed list of all of your belongings along with their ... loss. 6. Am I covered if I am traveling or away from home? Most renters polices include what is called off-premises coverage, ...